These are a few items you may need to have for your loan application:

• Last 2 years’ W2s or Federal Tax Returns
• Most Recent 2 Paystubs
• Bank Statements or Asset Statements
• Sales Contract or Purchase Agreement
• Homeowner’s Insurance Information

Checklists are highly specific to each client and may vary but these are some of the basics.

Your loan officer will be able to provide you with a specific checklist depending upon your specific loan type and transaction. At the very least – be prepared to have these items on hand for your first conversation.